How it works
Payment flow
How a payee-initiated collection works (USSD or customer portal).
1
Payee starts
Dial USSD or open the portal and enter payer number + amount
2
Validate
QuickPayments checks wallets, fees, blacklist & partner rules
3
Payer approves
MoMo / eMali sends an approval prompt to the payer’s phone
4
Collect
Funds leave the payer’s wallet after successful approval
5
Settle
Credit payee instantly or accumulate on the partner ledger
USSD shortcut
Customers can dial directly without opening an app:
Dial *307*payer*amount#